Besides reducing non-essential lifestyle expenses pushing back a retirement savings plan was the second-most common strategy that young Canadians took to attain homeownership in urban centres, according to the report by Sotheby’s International Realty Canada.

CTV's Chief Financial Commentator Pattie Lovett-Reid makes the case for why "boring is beautiful" when it comes to your finances.

"If I have one regret, it is that I wish I would have started this occupation at a younger age."

People can scour balance sheets, read research reports or run algorithms when deciding where to invest – but in the end, all that logic could be wiped out by an enemy that is right between their ears.

Starting next year, U.S. employees at insurance company Unum Group will have a choice: The company will put money toward their student loans, if the worker gives up five paid vacation days.

If you want professional portfolio managers to help you reach your retirement goals but don’t have a lot to invest, you might find yourself in a catch-22 situation: the cost of professional advice will leave you less to invest.