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Dale Jackson

Personal Finance Columnist, Payback Time


As baby boomers age, the fertility rate among young Canadians has been declining to the point where our workforce cannot be repopulated without immigration.

The latest Statistics Canada figures show 17.2 per cent of Canada’s population is 65 or older. In 2011, 14.4 per cent of us were 65 or older. By 2024, one in five Canadians will have joined that demographic.

With the gap between young and old widening, more Canadian employers are swapping the safety of defined-benefit pensions for defined-contribution pensions – exposing more of our retirement savings to the volatility of equity markets.

That’s where BNN Bloomberg’s Your Money Month comes in. Throughout the month of February, the focus will turn to practical advice on how to employ your money wisely; from tackling debt today to creating a comfortable retirement in the future.

Canada’s top experts will bring the latest on how to get the best mortgage, money saving tax strategies through registered retirement savings plans (RRSP) and tax-free savings accounts (TFSA), and tips the big banks might not want you to know on how to lower investments fees.              

Bay and Wall Street’s brightest minds will discuss how to build an investment portfolio that minimizes risk as it grows, investment vehicles like ETFs and mutual funds, tricks for reading company financial statements, and estate planning for future generations. 

Segments will run on BNN Bloomberg every day throughout Your Money Month and posted on